How to save money (Registro nro. 118690)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02961cam a22003493u 4500 |
| 001 - CONTROL NUMBER | |
| control field | 77970 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | UtSlPG |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20260610134816.0 |
| 006 - FIXED-LENGTH DATA ELEMENTS--ADDITIONAL MATERIAL CHARACTERISTICS | |
| fixed length control field | m |
| 007 - PHYSICAL DESCRIPTION FIXED FIELD--GENERAL INFORMATION | |
| fixed length control field | cr n |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 260607r20261926utu|||||o|||||||||||||| d |
| 010 ## - LIBRARY OF CONGRESS CONTROL NUMBER | |
| LC control number | 2004564124 |
| 040 ## - CATALOGING SOURCE | |
| Original cataloging agency | UtSlPG |
| 041 #7 - LANGUAGE CODE | |
| Language code of text/sound track or separate title | en |
| Source of code | iso639-1 |
| 050 #4 - LIBRARY OF CONGRESS CALL NUMBER | |
| Classification number | HG |
| 100 1# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Frederick, J. George |
| Fuller form of name | (Justus George), |
| Dates associated with a name | 1882-1964 |
| 245 10 - TITLE STATEMENT | |
| Title | How to save money |
| 264 #1 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE | |
| Place of production, publication, distribution, manufacture | Salt Lake City, UT : |
| Name of producer, publisher, distributor, manufacturer | Project Gutenberg, |
| Date of production, publication, distribution, manufacture, or copyright notice | 2026 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 1 online resource : |
| Other physical details | multiple file formats |
| 336 ## - CONTENT TYPE | |
| Content type term | text |
| Content type code | txt |
| Source | rdacontent |
| 337 ## - MEDIA TYPE | |
| Media type term | computer |
| Media type code | c |
| Source | rdamedia |
| 338 ## - CARRIER TYPE | |
| Carrier type term | online resource |
| Carrier type code | cr |
| Source | rdacarrier |
| 490 1# - SERIES STATEMENT | |
| Series statement | Little blue book ; no. 1004 |
| 500 ## - GENERAL NOTE | |
| General note | Release date is 2026-02-17 |
| 508 ## - CREATION/PRODUCTION CREDITS NOTE | |
| Creation/production credits note | Tim Miller and the Online Distributed Proofreading Team at https://www.pgdp.net |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | How to save money by J. George Frederick is a personal finance guide written in the early 20th century. It outlines practical ways to form disciplined saving habits, manage household budgets, and invest safely, with an emphasis on security, steady growth, and the power of compound interest.<br/><br/>The book begins by arguing that thrift is a learned, disciplined habit, then shows how to anchor saving to strong motives like family, home, and independence. It cites sobering life-outcome data to stress why most people must save consistently, and it recommends training children early with allowances, goals, and record-keeping. A core section teaches budget control using six categories (Shelter, Food, Clothing, Operating, Savings, Advancement) and offers sample allocations for different households. On investing, it advises starting with savings accounts and government bonds, then carefully adding high-grade bonds and selected preferred or common stocks—ideally bought on installments and diversified—while avoiding speculation and chasing high yields. It explains mortgage and “baby” bonds, simple tests for judging bonds, typical interest-rate ranges, and the math of compounding. The author also compares savings-bank types (especially mutual savings banks) and describes structured plans—installment shares and income shares—that reward steady deposits. Further chapters frame insurance (straight life and endowment with disability benefits) as both protection and a savings engine, highlight employer-based thrift through payroll saving and stock-purchase plans, outline group insurance as low-friction protection, and close by urging readers to view their earning power as capital, aim to save at least a tenth of income, and let time and compound interest secure old age. (This is an automatically generated summary.) |
| 534 ## - ORIGINAL VERSION NOTE | |
| Introductory phrase | Originally published: |
| Publication, distribution, etc. of original | Girard: Haldeman-Julius Company, 1926 |
| 653 ## - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Saving and investment |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Haldeman-Julius, E. |
| Fuller form of name | (Emanuel), |
| Dates associated with a name | 1888-1951 |
| 830 #0 - SERIES ADDED ENTRY--UNIFORM TITLE | |
| Uniform title | Little blue book ; no. 1004 |
| 856 40 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://www.gutenberg.org/ebooks/77970">https://www.gutenberg.org/ebooks/77970</a> |
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