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    <subfield code="a">Bauman, G. A.</subfield>
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    <subfield code="a">Plain Facts</subfield>
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    <subfield code="a">Salt Lake City, UT :</subfield>
    <subfield code="b">Project Gutenberg,</subfield>
    <subfield code="c">2009</subfield>
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    <subfield code="a">1 online resource :</subfield>
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    <subfield code="a">Release date is 2009-02-01</subfield>
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    <subfield code="a">Produced by Al Haines</subfield>
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    <subfield code="a">"Plain Facts" by G. A. Bauman is a practical guide focusing on financial education and self-reliance, likely written in the late 19th to early 20th century. This work emphasizes the importance of instilling good habits in young men and women, advocating for a practical education that prepares them to navigate life with responsibility, financial wisdom, and common sense. The text appears to be a reflection on societal conditions of the time, aiming to provide insights on personal finance and character building.  The content of "Plain Facts" is structured around several themes, including the significance of starting early in financial planning, the value of hard work, and the need for common sense in managing personal and family responsibilities. Bauman underscores the importance of creating a strong financial foundation through savings and careful investment strategies. He discusses how the accumulation of savings and a good character are crucial for achieving success and happiness in life. The book serves as a call to action for young individuals to take charge of their futures, implement sound financial practices, and cultivate a sense of diligence and practicality in their everyday lives. (This is an automatically generated summary.)</subfield>
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    <subfield code="a">Finance, Personal</subfield>
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